There are a range of benefits, tax credits and other financial support that you may be able to receive as a carer.
GOV.UK, the public services website, has detailed information for carers about money matters, covering a wide range of topics including Carers Allowance, Carers Credits for the state pension, and Council Tax reduction.
Carers Direct, part of the NHS Choices website, also has detailed information for carers about money matters.
Their free, confidential information and advice line for carers is available 8am to 9pm Monday to Friday, 11am to 4pm at weekends. Calls are free from UK landlines or you can request a free call back. Phone Carers Direct on 0808 802 0202.
Citizens Advice Bureau
The Citizens Advice Bureau provides free, independent advice. To find your local bureau go to the Citizens Advice website
Although we have lots of information available to help you, we always recommend that you talk to someone completely independent about money matters, particularly if you are thinking of moving into a care home, and especially if you own a property.
There are many organisations that you can either phone or arrange to visit to talk things through.
Remember; if you get financial advice and they are recommending ways that you should invest or use your money against specific financial products, they must be regulated by the Financial Conduct Authority (FCA)
Advice on paying for care
You can also get independent advice from:
- The Money Advice Service offers information about paying for care or the option to speak to an online advisor. You can phone them on 0300 500 5000.
- The Society of Later Life Advisers can help you find advice about how to make financial plans for care in your old age. You can phone them on 0333 2020 454, or use the website to search for a regulated financial advisor in your area.
- Age UK has a good website with advice for older people and people planning for their later years. You can phone them on 0800 169 6565
- Carers UK have a website of advice for carers. You can phone them on 0808 808 7777
- The Somerset Carers Network is for relatives and friends who care for people in Somerset with mental health problems, and has lots of information to help you.
Help paying for care in Somerset
To determine whether you are eligible for help with your care costs you will need to undergo a care and support assessment ; if after this assessment you have been allocated a personal budget to meet your eligible care needs, you may choose to have this money as a Direct Payment.
A Direct Payment enables you to choose, arrange and pay for your own care and support.